Health Insurance Solutions

What is Flexible StaffCARE?

FSC is a Fixed Indemnity Health Insurance Plan that offers employers a low-cost benefit solution while covering the average hourly worker's day-to-day healthcare expenses. The plan is built for the high turnover, hourly-wage labor force, carries no deductible and no co-pay. Benefits are useable on day one, and when offered alongside MEC and/or Bronze plans, employers create the perfect mix of IRS-compliant, attractive, affordable healthcare coverage.

Employee Satisfaction/Retention

In today's tight labor market, competition for quality workers has intensified. Studies have shown that healthcare is the most sought-after benefit, second only to wage. Stay competitive by offering FSC healthcare to your employees, at little or no cost to the employer.

Proven 47% Increase in Worker Tenure
Fewer Health-related Absences
3x Higher Enrollment than Industry Average
More Engaged in Job
Improved Morale/Less Stress

Healthcare Plans That Really Work

Many employers offer Major Medical health insurance to hourly employees, but most hourly employees do not enroll due to the cost, high deductibles and waiting periods. The FSC Fixed Indemnity benefit plan features no deductibles, no co-pays and no waiting period for coverage to begin.

No Co-Pay, No Deductible
Useable Benefits Designed for Hourly Workers
No Set-up Fee, No Admin Fee
First Dollar Benefits
Day One Coverage

Optimized Business Cost Strategies

Flexible StaffCARE fixed indemnity helps differentiate your business from the competition. Many of our new clients are surprised to learn that they have been needlessly purchasing expensive healthcare plans for employees in order to stay competitive or comply with tax regulations. FSC plans provide both of these benefits at no cost to the employer.

No Cost to the Employer
Eliminates or Reduces ACA Tax Penalties
Optimized Insurance Strategies to Fit Any Objective
Eliminates Tracking Workers Hours
No Minimum Participation

Find Out More in Our Video Tutorial Series

Overview video

Recruit and Retain Drill Down

ACA Tax Issue Drill Down

Who We Are

Flexible StaffCARE has been the industry leader for insurance and benefits in the high-turnover market since 2003, writing more policies and covering more employees in the high-turnover, hourly wage market than any other provider. Our health insurance products have been developed over time with a focus on usability and overall value for both the employee and employer.

FSC fixed indemnity is an extremely useable healthcare perk that helps differentiate your business from the competition.

Here's how:

87% of job candidates say healthcare benefits are the most important employer provision, other than wage.

Source: careerbuilder.com

77% of workers report healthcare benefits are crucial to their job satisfaction.

Source: Employee Benefits Research Institute

69% of job seekers report they would choose to accept one job over another because of the availability of healthcare benefits.

Source: One Medical

With an ongoing labor shortage, workers are in high demand. They're able to be selective, looking for both competitive pay as well as healthcare benefits.

But with rising deductibles and ballooning premiums, they're looking for affordable insurance they can actually use. Flexible StaffCARE has designed healthcare plans to deliver what employees are looking for, and what employers are proud to offer.

Contact your account representative today for more information

1-877-372-2203

An IAG Solution